Affinity Cash Rewards Visa® Signature Credit Card1

Designed to give you more with unlimited cash back rewards

Get cash back on everyday purchases and rewarded for the way you live your life! With flexibility to earn 5% cashback at bookstores, including and access to 24/7 Visa Signature Concierge, this card offers exclusive benefits.

Rates as low as 14.75% variable APR2
See all available rates

Or call 800.325.0808 to apply over the phone.

Get rewarded on everyday purchases

5% Cash Back

At all bookstores, including

2% Cash back

At restaurants, gas stations, and supermarkets

1% Cash back

On all other purchases

Enjoy exclusive card-holder benefits

Broken Phone icon


Free cell phone protection

Airplane icon


• No foreign transaction fees
• 24/7 Visa Signature Concierge Service3
• 24/7 travel and emergency assistance

Shield icon


• Purchase security
• Extended warranty benefits
• Auto rental collision damage waiver

Get $200 cash back

Spend $5,000 within the first 60 days and get $200 cash back.4

$0 intro annual fee for the first year, after that $95 fee is waived if you spend $25,000 or more in a calendar year

Start receiving your rewards now!

Fill out your application online or over the phone by calling us at 800.325.0808. Subject to credit review and approval.

1 The cash back is issued in the form of bonus points. These points can be redeemed for cash back deposited to your savings account, checking account, or as a principal credit to your credit card account. Please note that these bonus categories are categorized by specific Merchant Category Codes. Not all merchants may use the specific qualified transactions codes. The additional points may not be issued, if the merchant does not use a qualified Merchant Category Code.

2 APR=Annual Percentage Rate. Rates available to Affinity Members only. APR subject to change at any time without notice. Rates quoted are lowest rates for qualified applicants. Rates as displayed are effective when you open your account, based on creditworthiness. After that, your APR will vary with the market based on the Prime Rate. See pricing & terms for additional details.

3 The purchase of goods or services from a merchant in connection with a cardholder’s use of their Visa Signature Concierge, including any reservation or booking completed by Visa at the cardholder’s request, (“Service”), are solely between the cardholder and the respective merchant, and Visa is not a party to the purchase. Goods or services Visa Signature Concierge attempts to purchase on the cardholder’s behalf at the cardholder’s request are subject to availability. The cardholder is responsible for payment of any and all charges associated with any Service. See the Visa Signature Concierge Terms of Service for additional terms and conditions.

4 Rewards are earned as points that can be redeemed for Cash Back. Please allow up to sixty days for the bonus to post to your account. One-time bonus applied per account if qualifying criteria is met.